Driving from Malaysia to Thailand is becoming increasingly popular. It could be for any reason, be it a weekend trip to Hat Yai, shopping, or just driving for leisure. Whatever the reason may be, driving to Thailand from Malaysia is becoming increasingly popular.
However, before driving to Thailand, there is always one question that comes to mind: What about Thailand Car Insurance?
You are probably reading this for the very first time, or perhaps you are planning your very first trip to Thailand by road from Malaysia. Well, here are some of the frequently asked questions by Malaysians, along with answers to help you understand better.
Do Malaysians Need Thailand Car Insurance?
Yes. In case you are using your vehicle that is registered in Malaysia and you want to drive it into Thailand, you must purchase Thailand motor insurance.
The reason why you must purchase Thailand motor insurance is that you will be protected financially in case you cause an accident while driving your vehicle in Thailand.
If you do not purchase Thailand motor insurance, you will not be allowed to drive your vehicle.
Can I Use My Malaysian Car Insurance in Thailand?
Most Malaysian car insurance policies do not automatically cover you when you drive your vehicle in Thailand.
Thailand has its own insurance system, and as such, you must purchase Thailand insurance before you drive your vehicle into Thailand.
When Should I Buy Thailand Car Insurance?
Thailand car insurance can be purchased before you travel, on the day of travel, or even close to the border.
Most people prefer purchasing Thailand insurance before they travel because this helps them avoid long lines at the checkpoint and ensures they are ready to go before they arrive at the checkpoint. However, some people might prefer purchasing Thailand insurance close to the time of travel if they are flexible enough.
What you need to ensure, though, is that the insurance begins on the same day you are entering Thailand.
How Long Does Thailand Car Insurance Last?
Thailand insurance policies are offered for different lengths of time depending on your travel plans.
Most common lengths of insurance are as follows:
- For short trips, usually a few days
- Weekly insurance
- Monthly insurance
- For a longer period, etc.
Most people usually purchase insurance for as long as they plan to stay in Thailand.
Is Thailand Car Insurance Expensive?
Generally speaking, Thailand car insurance is said to be quite reasonably priced for short trips.
The cost will vary depending on:
- Kind of vehicle
- Length of the trip
- Kind of protection provided
- To some people, the cost is a small price to pay for the security they feel while on the trip.
What Does Thailand Car Insurance Usually Cover?
Basic Thailand car insurance (Compulsory CI) is said to cover third-party liability.
This means that the insurance will cover:
- Any injuries to people other than the policyholder
- Any damages to someone else’s property
- Any liability arising out of accidents
Can I Buy Thailand Insurance Online?
Yes. Today, there are many services where Malaysian drivers can buy car insurance online for Thailand prior to their travel dates.
This is much easier than in the past when they would need to make all these arrangements at the border.
Driving from Malaysia to Thailand can be a wonderful experience for you. As long as you are well-prepared for your travel, crossing from Malaysia to Thailand is a breeze. Understanding how Thailand car insurance works will make you well-prepared for your travel so you can travel with confidence on Thailand’s roads. For Malaysia drivers who want to be well-prepared for their travel, services like Drive2Thai allow you to buy car insurance online for Thailand prior to your travel dates so you can receive your insurance prior to crossing over from Malaysia to Thailand.
